Every homeowner should carry insurance on his or her home. For most people their home is their biggest investment. If something were to happen to their home it could be devastating. This is why even if you aren't required to carry insurance through your mortgage carrier, you should still carry insurance at all times. However, just because you should carry home insurance doesn't mean that you need to overpay on it.
The golden years can bring on many benefits, but it can also mean higher auto insurance rates. This is because seniors are more likely to begin having health issues that can impact their driving, such as eye sight issues or slower reflexes. Fortunately, there are many ways to lower your rates without lowering the quality of your coverage.
Tip #1: Update Your File
Most insurance companies base your rate in part on the amount of miles you drive.