Home insurance policies can often seem more like a maze you need to navigate than invaluable protection against all sorts of calamities. Fortunately, home insurance agents can assist you in learning more about a policy — take a look below at just three of the most important questions you should ask to get the most out of your conversation.
What exactly is covered?
It may seem obvious that a home insurance policy simply covers damage to the outside and inside of your home.
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You can add extra benefits to your core car insurance policy. For example, some states allow consumers to take out optional medical payments coverage. How does this coverage work? Why should you add it to your policy?
What Is Medical Payments Car Insurance?
If your car insurance includes liability coverage, then your insurer usually takes care of the medical costs of anyone who gets hurt in an accident that was your fault.
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Of all the insurance-related products available on the market today, surety bonds can be among the most difficult to understand.
A surety bond is essentially a contract where one party guarantees the performance of another party. The guaranteeing party is usually the issuer of the bond, and the party whose performance is being covered is the person who invests in the surety bond.
The more you know about these unique and complex products, the better prepared you will be to utilize a surety bond to your benefit in the future.
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If you just bought a new truck, you might be wondering about the best way to protect it. While comprehensive insurance coverage is a huge plus, there are other types of coverage that can be helpful, too.
Here are two types of additional coverages to consider for your new truck.
Collision Coverage
Collision coverage is an important type of insurance for new truck owners. If you're in a collision accident, your collision coverage will pay for the repairs to your truck (minus your deductible).
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You might be minding your own business when a car suddenly collides with you. This sudden accident might have caused serious damage to your vehicle and might also land you in the hospital. After this happens, the other party might immediately insist that you are actually at fault for the accident. If this is the case, you will want to discuss this with an auto accident insurance provider—such as Full Service Insurance Agency of Wisconsin LLC.
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