If you've reached the age of 65, then there's a good chance you're thinking about applying for Medicare benefits. This is especially true if you're planning on retiring or have recently retired, thus having lost your existing insurance benefits from your employer. Before you apply for Medicare, there are some things you should know to ensure that you end up with the coverage you need.
DO Know When Open Enrollment Is
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There are a lot of different factors that will affect the amount of money you pay for your home insurance, and you might not even realize what all these factors are. One that you might not know about involves the proximity of the local fire station to your home. This can play a role in the amount you pay, and here are a few things you should know about this factor.
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Everyone is looking to save money where they can. Insurance is no exception to the rule. Even though insurance is something you cannot do without, that doesn't mean there aren't ways to save money on your premiums. If you are looking at ways to keep more of your money in your pocket, here are a few tips to help you start saving on your insurance policy.
Pay in twelve month increments.
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Defensive driving courses are often offered at community colleges and online, and they are designed to teach you more about driving safely and defensively each time that you get behind the wheel. If you have never thought about signing your teen up for a defensive driving course, it might be something to think about. These are a few signs that it might be a good choice for your son or daughter.
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When you're a teenager or a young adult, you might be balancing school and work and attempting to stretch each dollar. If you're finding that you could use an extra bit of money in your pocket at the end of the month, it's often possible to take steps to reduce the rate that you pay for your auto insurance. While consistently being safe on the roads – avoiding accidents and obeying the rules of the road – can help you avoid a rate increase that affects your personal finances, these three strategies can make you eligible for a rate drop right away.
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