One of the main reasons why drivers get auto insurance is to protect themselves against accidents. Many car insurance claims involve accidents. However, not all car insurance claims are compensated by the insurance company. Here are some reasons why your auto insurance company will deny your claim.
Engaging in Inappropriate Driving Conduct
When buying an auto insurance policy, ensure you understand the coverage terms. If you are involved in certain behaviors, your insurance company could deny your claim entirely.
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Home insurance policies can often seem more like a maze you need to navigate than invaluable protection against all sorts of calamities. Fortunately, home insurance agents can assist you in learning more about a policy — take a look below at just three of the most important questions you should ask to get the most out of your conversation.
What exactly is covered?
It may seem obvious that a home insurance policy simply covers damage to the outside and inside of your home.
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You can add extra benefits to your core car insurance policy. For example, some states allow consumers to take out optional medical payments coverage. How does this coverage work? Why should you add it to your policy?
What Is Medical Payments Car Insurance?
If your car insurance includes liability coverage, then your insurer usually takes care of the medical costs of anyone who gets hurt in an accident that was your fault.
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Of all the insurance-related products available on the market today, surety bonds can be among the most difficult to understand.
A surety bond is essentially a contract where one party guarantees the performance of another party. The guaranteeing party is usually the issuer of the bond, and the party whose performance is being covered is the person who invests in the surety bond.
The more you know about these unique and complex products, the better prepared you will be to utilize a surety bond to your benefit in the future.
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If you just bought a new truck, you might be wondering about the best way to protect it. While comprehensive insurance coverage is a huge plus, there are other types of coverage that can be helpful, too.
Here are two types of additional coverages to consider for your new truck.
Collision Coverage
Collision coverage is an important type of insurance for new truck owners. If you're in a collision accident, your collision coverage will pay for the repairs to your truck (minus your deductible).
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