Does a new car cost more to insure than an older or used car? Some people think that insuring a new car is so cost prohibitive, they will avoid purchasing one altogether. Before you sacrifice your dream of owning something fresh off the lot, you should understand how auto insurance works with new cars.
It's Not Because the Car Is New
It doesn't matter how new the car is. Buying a current-year model will not raise your insurance premiums.
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Whether you've just recently said your vows or you've got a baby on the way, now is the time to start thinking about how to financially protect your family. Unfortunately, many young couples dismiss the importance of this process. Before you make a decision about whether or not to buy life insurance, here are a few things that you should consider.
You Don't Have To Be The Primary Earner
Some people dismiss the idea of life insurance because they aren't the primary income earner.
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When purchasing an auto insurance policy, there are many features that you must include, such as liability coverage that will protect another vehicle, property, or person injured or damaged when you were the cause of an auto accident. However, aside from the basic coverages, you should also double check that your insurance covers the following four things:
Windshield Damage Coverage: At any point, your windshield can easily become damaged. Small rocks can easily chip the windshield and it is illegal to drive with any kind of crack or chip in the windshield.
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